First Horizon Home Loan Corporation Fair Lending Statement

First Horizon Home Loan Corporation and its subsidiaries are committed to making available meaningful mortgage credit services to all of our customers and potential customers within each of our diverse communities on a fair and equitable basis. We will provide every customer and potential customer an equal opportunity to apply for each of our available mortgage services. We believe that our success at serving a wide range of consumer and business credit customers is essential to the economic vitality of First Horizon Home Loan Corporation.

First Horizon Home Loan Corporation will not tolerate discrimination in its lending or business practices by any of our officers, employees, or agents in serving our customers and potential customers. First Horizon Home Loan Corporation will always strive to lead by example in assuring that fair lending principles are fully intergrated into all of our corporate policies and procedures, our marketing efforts, and our relationships with third parties involved in the credit process.

We believe that our commitment to fair lending is strengthened and reinforced by our equally strong commitment to the creation of a diverse workforce, which will continue to reflect the values, aspirations and spirit of our multi-cultural communities. This allows us to better understand and respond to the legitimate multi-faceted credit needs of our communities.

To fulfill our commitment, we have empowered each of our officers, employees, and agents to use their best personal and professional efforts and resources to continue to make available meaningful services to all of our customers and communities on a fair and equitable basis.